Junio: NCMC card for students 2.6.4

Junio is a well-regarded digital pocket money and payments application that has garnered the trust of over 3 million students in India for their daily financial transactions.

Junio NCMC Card: The Junio Card, a Rupay card developed through a co-branding initiative with Transcorp, a publicly listed company holding a PPI license, offers a range of features tailored for student use.

Key Features:

• Receive pocket money digitally from your parents directly into your Junio account.
• Access cash through ATMs using the Junio card.
• Utilize the Junio TAP sticker for seamless payments with your phone.
• Employ the Junio NCMC card for public transportation, including metro and bus services.
• Transfer money among friends and family using the Junio platform.
• Make both online and offline payments with a personalized Junio RuPay card.
• Earn up to 9% interest through RBI-insured digital fixed deposits.
• Purchase gift cards and brand vouchers, allowing savings of up to 15% on numerous top brands such as Zomato, Amazon, Flipkart, Nykaa, MakeMyTrip, BookMyShow, Steam, Valorant, among others.
• Facilitate recharges and bill payments for friends and family.
• Earn pocket money by completing household tasks assigned by parents.

Digital Payments:
Junio enhances financial interactions by enabling users to send and receive money effortlessly. With the platform, shopping online or in stores becomes more convenient, supplemented by various transaction offers.

Brand Vouchers:
Junio offers an extensive selection of brand vouchers that help users save on daily purchases across diverse categories such as food, groceries, electronics, fashion, gaming, and travel. Notable brands include:

• Food: Discounts on vouchers from Swiggy, Zomato, Pizza Hut, Domino’s, McDonald’s, Bikanerwala, Barbeque Nation, and others.
• Groceries: Access discounts on vouchers from Swiggy Instamart, Nature’s Basket, Reliance Smart Bazaar, Amazon Fresh, BBNow & BigBasket.
• Electronics: Discounts on Flipkart, Amazon, Croma, Apple products and more.
• Fashion: Savings on vouchers from Myntra, Tata Cliq, Westside, Lifestyle, Ajio, Nykaa among others.
• Streaming: Offers on Sony Liv and Amazon Prime vouchers.
• Travel: Discounts available for Cleartrip and MakeMyTrip vouchers.

Recharge and Bill Payments:
Junio also enables students to manage their own recharges and bill payments for themselves and their families efficiently.

Fixed Deposits:
Users can benefit from fixed deposits through Junio to secure future savings at attractive interest rates of up to 9%.

NCMC Card and Junio TAP (Sticker):
The National Common Mobility Card (NCMC) facilitates inter-operable transport rides while also enabling online/offline shopping as well as Tap & Pay transactions.

Offers & Rewards:
Junio provides opportunities to earn rewards by adding funds or through spending. Users are encouraged to check the app regularly for fresh offers.

Referral Bonus:
Students can expand the Juniò community by inviting friends to join. This initiative rewards successful referrals with cashback incentives.

₹3 Lakh Monthly Limit:
Once parents complete the full KYC process for their account holders, a wallet limit of up to ₹3 lakh monthly can be established. This promotes responsible spending and savings while earning associated rewards.

The Junio app is designed specifically for students’ financial needs. Its features include:

• ATM withdrawal capability
• Access to streamlined digital payments
• A commitment to secure transactions
• A responsive customer support service available seven days a week
• No subscription fees for various privileges

Beyond spending capabilities, Junio actively focuses on educating students about financial management. The app provides practical budgeting tips and insights into financial planning tailored for young users. This initiative fosters responsible financial behaviors from an early age.

For further details regarding data handling practices, please refer to our Privacy Policy: https://junio.in/privacy